u0026#149; Limited coveru003cbru003eu0026#149; No waiting periodu003cbru003eu003cbu003eCovers these specified injuries only:u003c/bu003eu003cbru003eu0026#149; motor vehicle incidentu003cbru003eu0026#149; burn or electrocutionu003cbru003eu0026#149; allergic reaction to insect or arachnid bitesu003cbru003eu0026#149; bone fractureu003cbru003eu0026#149; snake bite toxicityu003cbru003eu0026#149; traumatic ligament or tendon injuryu003cbru003eu0026#149; bite wound or fight wound abscessesu003cbru003eu0026#149; lacerations or abrasion of tissue, skin or mucous membrane due to external traumau003cbru003eu0026#149; cruciate ligament condition
Illness
u0026#149; Limited coveru003cbru003eu0026#149; 30 day waiting periodu003cbru003eu003cbu003eCovers these specified illnesses only:u003c/bu003eu003cbru003eu0026#149; ingestion of a foreign objectu003cbru003eu0026#149; tick paralysisu003cbru003eu0026#149; heat strokeu003cbru003eu0026#149; gastric dilatation-volvulus (GDV)u003cbru003eu0026#149; trauma induced respiratory impairmentu003cbru003eu0026#149; traumatic spinal disc ruptureu003cbru003eu0026#149; torn nailu003cbru003eu0026#149; poisoningu003cbru003eu0026#149; embedded grass seedu003cbru003eu0026#149; soft tissue injuryu003cbru003eu0026#149; eye traumau003cbru003eu0026#149; intervertebral disc disease (IVDD)
Vet consults
Up to $300
Emergency treatment
1
Pre-existing conditions
Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months
Additional benefits
Routine care
u0026#149; Optionalu003cbru003eu0026#149; Up to $80 for desexing, microchipping, heartworm control, teeth cleaning, prescription diets, cremation or burial, dental illness treatment, council registration fees, obedience training, behavioural therapy or alternative therapiesu003cbru003eu0026#149; Up to $40 for 1 of: vaccination or health check, flea/tick/worm control, blood screens
Alternative therapies
u0026#149; Optionalu003cbru003eu0026#149; Some cover available under routine care option
Lost animal
Necessary euthanasia
1
Telehealth vet service
u0026#149; Text or video call with vetu003cbru003eu0026#149; Available 24/7
Legal liability
Conditions
Allergic reaction
1
Brachycephalic Airway Obstruction Syndrome
Behavioural conditions
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Cancer
Cruciate ligament conditions
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; Up to $3200 for treatment in ACT and NT or WAu003cbru003eu0026#149; Up to $2600 for treatment in NSW, Qld, SA and Tas or Vicu003cbru003eu0026#149; Cover includes partial/complete rupture of cruciate ligament, meniscal tears, looseness of the cruciate ligament and complications following surgeryu003cbru003eu0026#149; 6 month waiting period
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Specifically covered illnesses include eye traumau003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Not coveredu003cbru003eu0026#149; Does cover oral tumoursu003cbru003eu0026#149; Some cover available under routine care option
Ingestion of a foreign object
u0026#149; Covered as a specified illnessu003cbru003eu0026#149; 30 day waiting period
Heart conditions
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Specifically covered injuries include bone fractureu003cbru003eu0026#149; Standard waiting periods
Patella luxation
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Covered as a specified illnessu003cbru003eu0026#149; 30 day waiting period
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Specifically covered illnesses include tick paralysisu003cbru003eu0026#149; No cover for conditions caused by ticks, fleas, skin/ear mites or intestinal wormsu003cbru003eu0026#149; Up to $1200 for tick paralysisu003cbru003eu0026#149; Standard waiting periodsu003cbru003eu0026#149; Some cover available under routine care option
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; Standard waiting periods
Vaccinatable Conditions
u0026#149; Not coveredu003cbru003eu0026#149; Vaccine benefit available under routine care option
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