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RAC Comprehensive Domestic

RAC Comprehensive Domestic

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Scores Members only Results for paid members only

CHOICE Expert Rating (%)
43%
Cover score (%)
56%
Price score
Members only
Cancellation cover score
Members only
Additional expense cover score
Members only
Baggage cover score
Members only

Description

Policy type
One trip
Provider
Tokio Marine

Conditions

Policy age limit
110
Annual travel duration
N/A
Dependant age limit
25

Pre-existing conditions

Pre-existing conditions covered without application
Pre-existing conditions covered on application
Time period for existing conditions
24 months

Pregnancy

Pregnancy
Pregnancy stage covered
26
Childbirth costs

Additional expenses

Additional travel expenses for injury or sickness
$25,000.00
Additional expenses for interrupted travel
$25,000.00
Additional expenses for a lost passport
Additional expenses for a sick relative
Additional expenses for resumption of journey interrupted for a relative
$0.00

Cancellation

Cancellation covered
Cancellation expenses
Unlimited
Cancellation for frequent flyer points
Cancellation expenses for travel agent fees
$2,000.00
Cancellation for insolvency of a travel services provider
Cancellation for insolvency of a travel agent
Cancellation expenses for redundancy
Cancellation expenses for defence and emergency workers
Cancellation expenses for cancellation of work leave

Covered events

Transport incidents
u0026#149; Excludes cancellation and additional expenses for mechanical breakdowns u003cbru003eu0026#149; Includes cancellation and additional expenses for transport accident
Strikes
u0026#149; Excludes cancellation expenses for strikes u003cbru003eu0026#149; Includes additional expenses for strikes
Mental health
Yes (includes claims for mental health conditions experienced for the first time on the trip)
COVID-19
u0026#149; Excludes additional expenses for COVID-19 u003cbru003eu0026#149; Cancellation expenses up to $3500 if the policy holder or a close relative contracts COVID-19 u003cbru003eu0026#149; Excludes cancellation expenses if a close relative contracts COVID-19
Pandemic
No (excludes claims for pandemics other than COVID-19)
Natural disaster
1
Civil unrest
1
Terrorism

Special event

Additional expenses for a special event
$0.00
Additional expenses for pre-paid travel arrangements
$0.00

Travel delay

Travel insurance extension for a delayed trip
Limit for travel delay expenses
$1,500.00
Hours before travel delay covered
6
Limit per 24 hours for travel delay
$250.00

Baggage

Baggage cover
Limit for baggage expenses
$7,500.00
Limit for a single unspecified item
$500.00
Limit for a video or photo camera
$1,500.00
Limit for a laptop or tablet
$1,500.00
Limit for a smartphone
$500.00
Limit for prescribed medications
$500.00
Overall limit for specified items
$0.00
Cover for baggage in a car during the day
$7,500.00
Cover for baggage in a car overnight
$7,500.00
Cover for valuables in a car
$7,500.00
Cover for lost or stolen cash
$250.00
Limit for baggage lost temporarily
$500.00
Hours before cover applies for baggage lost temporarily
10

Car rental

Rental car excess
Limit for rental car excess
$5,000.00

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